debtfreedom.co.zaStart my assessment
A CLEARER WAY FORWARD

Less debt stress.
More room
to breathe.

Complete a short debt assessment to explore your options. If this offer fits, we’ll connect you with a debt solutions partner for a call.

Your assessment stays in your control.
No sensitive banking detailsWe do not ask for your ID number or bank account details.
No obligationCompleting the assessment does not sign you up for a plan.
Human supportIf the offer fits, a real person will call to explain your options.
YOUR FREE DEBT ASSESSMENT
Step 1 of 7About 2 minutes

What is your work situation?

Choose the answer that fits you today.

No ID number. No bank details. No commitment to a plan.

Your choice. No pressure to sign up.
No ID or banking details neededA human conversationYou decide what happens next
LET’S KEEP IT SIMPLE

Start with a simple debt assessment.

A few answers. A clearer next step.

Tell us about your work, income and debts. We check whether this referral may fit your needs. A partner can then call to assess your full situation and explain repayment options.

Our role is the introduction. DebtFreedom is a referral service. We do not offer loans, debt counselling or financial advice.

FROM FIRST CLICK TO A CLEARER PLAN

Here’s what happens next.

You stay in control, every step of the way.

Illustration showing the journey from scattered bills to an organised monthly plan
01

Complete the assessment

Answer a few simple questions about your income and debts.

02

Request your callback

If the offer fits, leave your contact details and choose a good time for a call.

03

Talk through your options

A partner calls to understand your situation and explain possible solutions and fees.

04

Decide what works for you

Ask questions and decide whether to take the next step. There is no pressure to sign up.

A LITTLE CLARITY

Good questions.
Straight answers.

No big words. No hidden promises.

Check a counsellor on the NCR register
Is this a loan?+

No. This assessment is a referral for help with existing debt. It does not offer cash, a new loan or a debt write-off.

Does the assessment commit me to anything?+

No. This is only a request for a call. A counsellor must explain the process and fees before you decide whether to apply.

Does it cost anything?+

DebtFreedom does not charge you to complete this check or request a callback. Debt counselling has fees, which the counsellor must explain before you apply.

Will my monthly payments be lower?+

There is no guaranteed reduction. A partner must check your full finances and explain what is possible, including fees, repayment terms and any effect on access to credit.

Who will contact me?+

DebtFreedom refers suitable enquiries to a debt solutions partner. The caller should tell you who they are and explain their role. Ask for the registered counsellor’s name and NCR number before applying.

ONE SMALL STEP TODAY

A plan starts with a conversation.

Complete your debt assessment and request a call to explore your options.

Start my free assessment About 2 minutes · No obligation